Dr. Sanal Gupta
Assistant Professor
Dr. Sanal Gupta, Assistant Professor at FIIB, specializes in General Management, equipping students with strategic and analytical skills for modern business challenges. Holding a Ph.D. from IIT Mandi, his research on financial inclusion examines agent banking and its impact on underserved communities. A proponent of data-driven decision-making, he employs case-based learning to bridge theory with real-world applications. An active researcher, he contributes to global discussions on financial inclusion, digital banking, and rural entrepreneurship while serving as a reviewer for academic journals.
1. Gupta, S., & Singh, P. (2023). What drives activity of banking agents? Evidence from Rural India. World Development Perspectives, 31, 100522. https://doi.org/10.1016/j.wdp.2023.100522
2. Kumar, A., Sharma, H. R., & Gupta, S. (2023). Extent and determinants of catastrophic health expenditure in rural areas of Himachal Pradesh, India. Asia-Pacific Journal of Regional Science, 0123456789. https://doi.org/10.1007/s41685-023-00307-5
3. Gupta, S., & Singh, P. (2023). Technology and Financial Inclusion. In Technology, Policy, and Inclusion (pp. 225–248). Routledge India. https://doi.org/10.4324/9781003433194-10
4.Singh, P., & Gupta, S. (2020). State of Agent Banking in Himachal Pradesh. https://www.findevgateway.org/paper/2021/02/state-agent-banking-himachal-pradesh
1. Gupta, S., & Singh, P. (2020). Technology readiness and intention to continue: A study of banking agents in HP. 3rd ICDE and 14th ISDSI Annual Conference 2020 on Building New Digital Ecosystem.
2. Singh, P., & Gupta, S. (2019). Aadhaar linking and improved last mile delivery of banking services. 2nd Annual Conference of the Indian Public Policy Network.
3. Gupta, S., & Singh, P. (2019). Does location affect performance of banking agents? A study of BC Model of Banking in Himachal Pradesh. XIV International Conference on Public Policy and Management.
4. Gupta, S., & Singh, P. (2018). Can Aadhaar lead to improved last mile delivery of banking services ? International Conference on Aadhaar.
Gupta, S., & Singh, P. (2018). Product design and delivery issues in last mile banking: Experiences from field study in Himachal Pradesh. First PAN IIT International Management Conference.
-